SF Gate -- For many people, it is an idea too scary to contemplate. For others, it's reality. Being in your 50s and having no meaningful savings is certainly a frightening and serious situation, but by no means is it hopeless. People are living longer and in better health than ever before and it is never really too late to start making positive moves. (These retirement income distribution methods are all viable; the one you choose will depend on your personal circumstances. Learn more, in 3 Ways To Make Your Retirement Funds Last.)
