Forbes -- Much of 2009 will be plagued by continuing hiring freezes and layoffs. The most vulnerable industries are financial services, media, real estate and construction. There are bright spots: accounting, nursing, information technology and government. If you’re out of work, focus your job search in those areas or take classes to gain skills in those fields. If you’ve got a job you like, hold on to it with all your might. Show the bosses you’re indispensable.