American Physicians Capital, Inc. Announces Dates To Release Second Quarter 2004 Results And Host Teleconference

EAST LANSING, Mich., July 20 /PRNewswire-FirstCall/ -- American Physicians Capital, Inc. (APCapital) expects to release second quarter 2004 earnings on Thursday, July 29, 2004, after the market closes. The news release will also be available on APCapital's website at http://www.apcapital.com/ within the "For Investors" section under "Press Releases."

A conference call to discuss second quarter 2004 financial results will be held on Friday, July 30, 2004 at 9:00 a.m. Eastern Time. The call will be hosted by APCapital President and Chief Executive Officer R. Kevin Clinton and Chief Financial Officer Frank H. Freund. The call will be available through a live Webcast in a listen-only format at http://www.apcapital.com/ . A telephone replay will be available approximately two hours after the call and will be archived through Friday, August 13, 2004. To access the replay, dial 1-800-642-1687 or (706) 645-9291 and enter the conference ID code: 8913086. The Webcast will also be archived and can be accessed by going to the Company's website at http://www.apcapital.com/ and selecting "For Investors," then "Audio Links."

American Physicians Capital, Inc. is a regional provider of medical professional liability insurance focused primarily in the Midwest markets through American Physicians Assurance Corporation and its other subsidiaries. Further information about the companies is available on the Internet at http://www.apcapital.com/ .

(Logo: http://www.newscom.com/cgi-bin/prnh/20020123/ACAPLOGO )

Photo: NewsCom: http://www.newscom.com/cgi-bin/prnh/20020123/ACAPLOGOPRN Photo Desk, photodesk@prnewswire.comAmerican Physicians Capital, Inc.

CONTACT: Ann Storberg, Investor Relations of American PhysiciansCapital, Inc., +1-517-324-6629

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